Eligible Income

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Eligible Income

Partner banking and non-banking institutions apply their own personalized criteria when assessing eligible income categories. In addition, the minimum accepted income level varies from one bank to another and from one NBFI to another. This is precisely why the services of a credit broker are essential, whether we are dealing with a simple or a complex financing case.

  • Salary
  • Supplementary income to salary: meal vouchers, fixed allowances (monthly, quarterly, or annual, as specified in the employment contract), food allowance, per diem, and overtime payments.
  • Childcare allowance
  • Income from liberal professions: notaries, doctors, lawyers, architects, bailiffs, accountants, auditors, etc.
  • Income from self-employed activities – Sole Proprietorship (PFA)
  • Income from civil agreements / service contracts / collaboration agreements
  • Income from mandate / administration / management / supervisory board contracts
  • Income from copyright contracts
  • Commission income (e.g., insurance agents)
  • Rental income
  • Dividends
  • Life annuity – including state-funded life annuity, doctoral scholarships, auditor scholarships, medical residency scholarships, and life annuity for performance athletes.
  • Pensions – including maintenance pensions and pensions/allowances
  • DGASPC / ANPH (for persons with disabilities)
  • Cruise ship and seafarer contracts
  • Foreign income
  • Income from own companies abroad
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